The way you pay for everything, from a movie ticket to a new car, is going to change. When you use Google Pay, your money is completely high-tech because it lets you combine all of your accounts into one safe place.
You can make payments or transfer money in a split second thanks to this app. Make sure you know all the steps you need to take to get started with this service right now.
How to Send and Receive Money
If you’re in the U.S., you can use the Google Pay app to send money to family or friends, using nothing more than their email address or phone number. This service is free. Google Pay won’t charge you for it.
Here’s how you do it on iOS and Android:
- Open Google Pay. If you’re using iOS, tap +Send or Request at the bottom of the screen. If you’re using Android, tap Send in the bottom right of the screen, and then tap +Send or Request.
- Choose a contact to pay.
- Enter the amount you want to send.
- Tap Send.
- Confirm or change your payment method, and then tap Confirm & Send. Note: you can tap Cancel Transfer if you’ve made a mistake or had second thoughts.
You can send up to $10,000 in a single transaction, as well as up to $10,000 in a single week (Florida residents can send up to $3,000 every 24 hours). People who get money from you will need to add their bank account information so they can get money worth more than $2,500.
It’s also important to note that this feature can be used in U.S. territories like Puerto Rico, as long as your debit card was issued by a U.S. bank.
Send Money with Gmail
Android or iOS users can use Google Pay in Gmail to send money to any email address, even a non-Google one. Gmail services vary by country, but you can also send or get money through the service. Your information is safe, even if you’re paying for something or giving someone money. You can easily revoke access to your Google account from any device.
- Launch Gmail on your mobile phone.
- In the bottom right of the screen, tap the Compose icon.
- In the top right, tap the Attach icon.
- Choose Send Money at the bottom of the screen.
- Enter the amount you want to send and choose a payment method.
- Tap Attach Money.
- Add a note if you want.
- Tap Done.
- Tap Send.
Receive an email with money
First, you need to add a debit card to your Google account in order to get the money you send through Gmail. When someone sends you money through Gmail, it goes right to that card. To get money for the first time, do this.
- Launch Gmail on your mobile phone.
- Open the message with the attached funds.
- Tap Transfer to Bank and add the receiving debit card and details.
- Tap Claim Money.
Request money via email
- Launch Gmail on your mobile phone.
- In the bottom left, tap the Compose icon.
- In the top right, tap the Attach icon.
- Tap Request Money at the bottom of the screen.
- Enter the amount.
- Tap Attach request.
- Add a note if you want.
- Tap Done.
- Tap Send.
Country limitations
Many Google Pay features are limited by country. While this can change over time, it’s important to know these restrictions based on where you live or work. but a few key considerations include:
- Google Pay for iOS is available only in the U.S. and India (and, contrary to popular rumors, Google Pay is protected by the law in India).
- You can only send money to family and friends in the U.S. or India.
- You can pay for transportation (train, bus, etc.) in the U.S., U.K., Australia, Canada, India, Japan, Russia, Singapore, and Ukraine.
Retail stores
Google Pay uses NFC contactless payments technology to let you buy things in stores across the U.S. and 39 other countries. You can use it to buy things in stores across the U.S. and 39 other countries. Unlock your phone when you see the Google Pay symbol and hover it over the terminal. You don’t even need to open the Google Pay app to make a payment! Then, wait until you see the checkmark that shows that your payment has been made. This is because the system uses “tokenization,” which means it doesn’t give merchants your actual credit card number. Instead, the system uses random account numbers instead of real credit or debit card account numbers to process transactions.
It’s safe to use Google Pay, and the Find My Device feature lets you find, lock, or delete devices that have been stolen or lost so no one else can use your card. In-app purchases also have safety features built in (a bit more on this below). If you link your PayPal account to your Google Pay account, you don’t have to keep logging in to Gmail, the Google Play Store, YouTube, or any other service that Google charges for. This means you don’t have to keep logging in.
Financial institutions
There are now a lot of big U.S. banks that work with Google Pay, such as Chase and Wells Fargo. They also work with Citibank and Bank of America. Many smaller banks and credit unions, like credit unions, also use Google Pay. Google is always adding new institutions to this list. Some of the most recent additions are Americana Community Bank, Stride Bank, First Harrison Bank, and Finex Credit Union, which are all banks. See if your bank is on the Google Pay help page.
Major U.S. banks like Chase and Bank of America also have ATMs where you don’t need a card to use. As long as you have an Android phone with NFC, you can use your Android phone to make withdrawals. If you have a mobile banking app, you can also add cards to Google Pay from those apps. Most of the banks that support Apple Pay also support Google Pay because both use the same technology, NFC, which is used by both. MasterCard, Visa, American Express, and Discover all work with Google Pay, too.
In-app and mobile web purchases
Even though you’ll mostly use Google Pay in stores, it’s also good for making in-app purchases. As soon as you’re about to buy something in an app that can use Google Pay, you’ll be asked to use it. There are a lot of apps that let you pay for things in apps, like Lyft and OpenTable. You can also use Google Pay to pay for things in apps like Lyft, Hotel Tonight, Instacart, Etsy, and more. Using a web browser on your phone to buy something can make the checkout process easier. Google Pay sites that are compatible with your phone’s web browser can help you buy things more quickly.
After you find something you want to buy, all you have to do is click Check Out. Google Pay button: You will then be able to choose the Buy with Google Pay button, which will open the payment sheet. This will show you the credit cards and shipping addresses that are linked to your Google account. If you are logged into more than one account, you can choose which one to use and it will fill in your credit card billing information and shipping address for you automatically. Google Pay stores the last card and shipping address you used, but you can change them at any time.
Here’s a list of nations in which you can make in-app purchases using Google Pay. Read also; Ideal Work From Home Devices to Buy in 2022
Google Pay on smartwatches
Google Pay is also coming to Wear OS, which used to be called Android Wear. In the past, only people in the U.S. and the U.K. could use Google Pay on their smartwatches. Now, anyone can use Google Pay on their smartwatches. This is still true, though, because now that functionality has spread to countries like Australia and Canada. People in Australia can use their NFC Wear OS devices with Opal to pay for single-ride tickets on some train and ferry lines, but not on all of them. Add a card to your watch, and you won’t need your phone for payment. Make sure your smartwatch is set up to use Google Pay. Then, do the following.
- On your watch, launch the Google Pay app.
- Tap Get Started.
- Set up screen lock.
- On your phone, follow the instructions to add a credit or debit card to your watch only.
- Your card will then appear on your watch.
Go to the Google Pay app on your watch, and then put it on your wrist until you hear a sound or feel a vibration. You can then make store payments with your watch. If asked, choose Credit, no matter what kind of card you have. To use your debit card, you may be asked to enter the PIN you set up with your bank. It already comes with Google Pay, but PayPal on Google Pay doesn’t work on watches. It’s also not possible to use Google Pay on your watch to add a discount, loyalty, or rewards card to the service.
PayPal and Google Pay
As long as your phone has Android 4.4 or later, you can link your PayPal account to Google Pay and use it to buy things. Tap the Payment button at the bottom of your Android phone and choose Add a Payment Method. It’s also possible that PayPal will ask you to add money to your PayPal Cash account, too. You can use your PayPal account with Google Pay to buy things at stores that accept contactless payments, buy things in apps, or use the Chrome mobile web browser to buy things.
Rewards and loyalty
Google Pay can help you store more cards in your wallet, like gift and loyalty cards. Google has expanded its partnerships with a lot of stores. To add your Balance Rewards card to the Google Pay app, you only need to be a member. All you need to do is add your card. NFC terminals are found at the register. When you’re ready to pay, hold your Android phone up to the terminal or ask the cashier to scan or enter your member ID. You’ll need to add your credit or debit card to Google Pay before you can buy something.
- Launch the Google Pay app.
- At the bottom of the screen, tap Passes. If using Android, swipe up from the bottom of the screen.
- Tap either Loyalty Program or Gift Card. You’ll need to tap Add Card first if you’re using Android.
- Find the merchant or program name and tap.
- Follow the onscreen instructions.
- Your loyalty card will show up in Google Pay.
Google Pay privacy and security
This isn’t the first time you’ve heard that Google uses tokenization to protect account numbers through virtual account numbers, but we understand if you’re still concerned about privacy and data theft.
First, you should know that Google tells websites and apps if you have Google Pay so they can offer it as a payment option to you. This way, you can use it to pay for things. If you don’t want anyone else to know this, you can turn off this feature in Google Pay’s privacy settings so that no one else can see it. It’s not possible to stop Google from getting information from your Google Pay transactions. Some of this information is used to help you, and some of it is used by Google itself. In simple terms, it’s the cost of using the service.
However, all payment information is encrypted and stored on Google’s own servers, so it’s hard to get from that point of view to get it. What if someone steals your phone? This is why Google makes you use a screen lock to add credit cards to the Google Pay service. If the screen lock is turned off, your virtual account number is automatically deleted from your Google Pay account. Read also; What is Screen Flickering And How to Fix on Andriod
When it comes to keeping your Google Pay safe, you need to be on high alert at all times. Hackers and scammers can quickly flood your email with messages that look like they are from friends or family members who need money.
You should check your activity history on this page every now and then to make sure you’re the only person who sends and receives money. You’ll be able to catch a hacker right away if you keep an eye on things.
